Medigap Plans Brick NJ

medigap plans brickLearning about Medigap plans in Brick, NJ is the next best thing to do if you are thinking of supplementing your original Medicare. Medigap plans in Brick, NJ are additional insurance policies for Parts A and B. Depending on the type, the coverage is designed to accommodate the extra costs not included in the original Medicare. Medigap plans in Brick, NJ can be of great help in many situations, such as when you get seriously ill.

Things To Know About Medigap Plans in Brick, NJ

Finding out what Medigap plans are can help you decide whether to enroll in one or not. Medigap plans in Brick, NJ are sold by private insurance companies and offered to newly eligible Medicare members. If you have reviewed Medicare policies and think there are gaps that may affect your medical needs and expenses in the future, perhaps purchasing Medigap plans in Brick, NJ is the right thing to do.

Learn the basics of Medicare Supplement Insurance or Medigap plans in Brick, NJ to find out if you need to get one. If you have not decided whether to enroll in any of the Medigap plans in Brick, NJ, consider the details below:

  • Medigap Plans in Brick, NJ Have a Nationwide Network

The provider network of the original Medicare is limited. With Medigap plans in Brick, NJ, you can go to any hospital or doctor that accepts Medicare. This is particularly beneficial to those who frequently travel. The provider network of Medigap plans in Brick, NJ is vast since most hospitals in the country participate in Medicare.

  • Medigap Plans in Brick, NJ Have Low Out-of-Pocket Expenses

The original Medicare is not a blanket insurance policy because you would need to shoulder the extra expenses. Medigap plans in Brick, NJ are primarily designed to cover out-of-pocket charges. You can save a lot of money if you have Medigap plans in Brick, NJ to cover health care costs beyond the annual limit of your original Medicare.

  • Medigap Plans in Brick, NJ Also Include Paying a Monthly Premium

Medigap plans in Brick, NJ require a monthly premium paid to the private insurance company. This is different from the amount you need to settle for Medicare. This is the structure because the former pays for the health care costs that are not Medicare-approved.

This monthly premium also ensures that your Medigap plans in Brick, NJ will not be canceled even if you have health problems. Some insurance companies are allowed to terminate your plan based on specific medical conditions.

  • Medigap Plans in Brick, NJ Only Cover One Person

Unlike other health insurance policies, Medigap plans in Brick, NJ only allow individual membership. If you want to secure part of the out-of-pocket expenses of your family’s health care costs, you need to enroll each one of them.  

  • Medigap Plans in Brick, NJ Don’t Cover Other Medical Services

There are select services that are not included in Medigap plans in Brick, NJ. If you are in need of private-duty nursing and long-term care, these might not be the best supplementary insurance policies. Medigap plans in Brick, NJ also do not cover services for your vision, hearing, and dental needs.                                           

Choose Medigap Plans in Brick, NJ With the Help of The Buckley Insurance Group

If you need help in learning more about Medigap plans in Brick, NJ and choosing a coverage, turn to The Buckley Insurance Group. With over 20 years of experience, we have helped thousands of clients meet their goals by providing them with information and options for Medigap plans in Brick, NJ. Let us help you make good choices when it comes to Medicare and other supplementary insurance, to name a few.

Get in touch with us for a free quote. You may also speak with our friendly staff to learn how we can help you choose from the Medigap plans in Brick, NJ you are eligible to purchase.

Helping You Find Peace of Mind

A policy with great benefits is a must-have for the elderly and people with disabilities. One of the main coverages that seniors in the United States have is Medicare, a federal health insurance program issued to people ages 65 and up. This is given to retirees regardless of their income and medical status.

Today, Medicare plays an important role not only for seniors but also for younger people with disabilities. This program helps cover many basic medical services, such as hospital stays, physician consultations, preventive services, and more. However, it does not pay for all costs, which is why it is important that you consider getting Medigap or Medicare supplemental plans in addition to your existing health insurance.

At The Buckley Insurance Group, we understand your need for a worry-free life, which is why we offer a variety of advantage plans to ensure your health and financial security. The supplemental plans can provide you with protection against limitless out-of-pocket expenses and pay for services that traditional Medicare does not. If you are interested in filling the benefit gaps, reach out to our team now.

The Products We Offer

With more than 20 years of experience in the industry, our staff shares the same goal of helping you find a policy that matches your needs, preferences, and budget. Here are the products we offer to our clients and some information that can help you decide on what to get:

Medicare Supplemental Plans

Medigap or Medicare supplemental plans are sold by private companies as an entirely different policy from your Original Medicare. The supplements cover some out-of-pocket health care costs, such as copayments, coinsurance, and deductibles. These can also pay for your emergency medical fees when you travel outside of the country.

A Medicare supplement insurance only provides coverage for a single person. So, if you are interested in getting one for your spouse, you will have to pay another monthly premium. With a well-suited Medigap policy for your needs, you will have financial and health security during your golden years.

Medicare Advantage Plans

The MAPD Plans are offered by private firms that are approved by Medicare. This policy incorporates Medicare Part A and B and can also include drug coverage from Part D. This advantage plan can help limit your out-of-pocket expenses each year and save you from unwanted costs.

RX Plans

The RX plans can aid seniors in paying for the prescription drugs they need. These policies add medicine coverage to your Original Medicare, but at varying costs depending on the specific drugs you require.

Each Medicare Prescription Drug Plan has a formulary in which the drugs they cover are placed in different tiers based on their price. The lower the tier, the lesser the costs. So, if you are in need of a particular medicine that belongs to a higher tier, you or your prescriber have the option to ask for an exception from your plan to acquire a lower copayment.

Get Your Coverage From Our Team Today

Our team at The Buckley Insurance Group is here to help you make informed decisions when it comes to your health and life insurance. We are a family-owned agency in Brick, NJ that has more than two decades of experience in educating people about the different kinds of medical plans offered. Our company is here to help you choose a life insurance, retirement, and Medicare plan that is right for you.

We provide free quotes for all the health care and life plans we offer. Our professional team is confident that we can help you in any way we can, which is why we are able to give a low price guarantee in some cases. If you are interested in acquiring a new policy, get in touch with us today. You may reach us at 732-746-3320 or email us at We look forward to assisting you with your concerns and inquiries.